Capital Loans

  • Same Day Fast Approval!
  • Loans up to $5,000,000
  • No Credit Checks
  • No Business Financials
  • Bad Credit can be Accepted

Capital Loans

All businesses require injections of capital at some point or another, and for a variety of reasons.

It might be that you need funding to:

 

  • Buy a new business
  • Develop commercial property
  • Pay off a tax debt to the ATO
  • Make a one-off payment for a large amount of stock
  • Rescue a property purchase in rescission
  • Ensure employee wages can be bankrolled over a challenging business period
  • Fund business growth
  • Fund an advance on a re-finance
  • Start a new franchise
  • Pay off a business loan where you’ve fallen behind
  • Find cash for a business that experiences seasonal cash flow issues

 

Or indeed any other of a myriad number of reasons.

Often, unfortunately there is also pressure in that funding has to be found quickly. In many circumstances applying to a bank or traditional lending company for an unsecured loan is just not feasible, as the timeframes they work to for approval and depositing of funds are just too slow.

This is where BizLoansFast can come in and provide a dynamic, modern lending solution.

Because we only lend against real estate that you already own. Once we’ve done our simple identity checks and established there is sufficient equity in your property to secure the loan, we move at lightning-fast speed to get your loan approved and the necessary funds cleared into your account.

We have a team of highly trained in-house valuers who will value your security in a prompt manner. Banks, as a rule, tend to be conservative in their valuations. We don’t have those constraints and our valuations allow our clients to achieve maximum loan leverage against the real estate they own. Whether you need $20,000 or $2,000,000 our aim is to get you access to the maximum amount of funding you require.

We also realise that just as you often need funding for a short period in business, you probably don’t want to necessarily service a loan over an extended time period. That’s why most of our loan options are designed to be active for between 1 and 12 months, unless of course it suits your business needs to have these time frames extended. And unlike many other old-style lenders, at BizLoansFast, there are absolutely no penalties for paying your loan off faster than arranged.

We are also fully aware that many clients coming to us are under pressure. BizLoansFast may well be the  last line of defense to ensure their business keeps moving forward. In this sort of situation we know that you as a client, or loan broker, want three things: speed of action, honesty and transparency.

Yes, in providing short-term finance we realise we operate in what many people would consider the high stress end of the lending industry, but we’ve been doing it since 2004 and our expert consultants are all fully trained to help you see the wood for the trees. We know you may not be your usual happy self by the time you find us. But once you have, what we aim to do is provide you with informed, objective, options that you can make professional decisions on.

Over the years, many of our clients who initially came to us under extreme pressure have become friends and now trust us to help them weather any business storm.

We are realists and understand you are coming to us for a time-based solution, not just shopping for a rate. Fast service often comes at a premium and we promise to assess your ability to be approved for a loan as quickly as possible and keep you or your broker in the picture every step of the way.

Depending on what type of loan structure appeals to you, we can offer you:

 

  • Loans of between $20,000 to $5,000,000
  • Loan terms of 1-6 month, or 12 months and beyond, (extended without fees or penalties)
  • No payments during the loan term or interest only payments
  • No cash flow records, BAS statements, ATO records or financial required
  • Funding within 24 hours
  • And you can repay your loan early without penalty or extra fees

 

If what we’ve shared with you in this article about BizLoansFast capital loans sounds helpful, and you’d like to find out more about our services, please fill out our initial contact form on-line or call us directly on 1300 852 150

BizLoansFast—here to help when you need it most.

Same Day Fast Approval!

  • As long as your loan is for a recognised business purpose or commercial investment, you have sufficient equity in real estate you can nominate as security, and you have an exit strategy to finalise the loan—either selling an asset, refinancing, or a major cash event in your business, BizLoansFast can approve your loan.
  • To get started now, fill out our 60 second online application, send us a recent mortgage statement, and rates notice, and your ID—or simply call us on 1300 852 150.

Loans up to $5,000,000

  • BizLoansFast are designed to meet the needs of a wide variety of business growth opportunities, emergencies and fund any amount from $20,000 to $5,000,000.
  • Whether it’s a short-term business loan (also known as a caveat or business bridging loan) or a 1st or 2nd mortgage we have you covered.
  • If you’ve been knocked back by traditional lenders, for any number of reasons, contact BizLoansFast and experience a market leading, fresh, innovative approach to funding your business needs.

Frequently Asked Questions

The speed with which a loan will be approved, and funds deposited into your account. BizLoansFast can complete this process in 24 hours.

How much documentation will you have to provide and what will be the cost of sourcing it? Paying valuers to conduct costly valuations on your business and having your accountant generate and collate numerous financial statements, cash flow history reports, and asset and liability statements just to apply for a loan is costly and inefficient. All BizLoansFast needs is a rates notice, a recent mortgage statement, your ID, and our 60 second on-line application filled out and we get to work approving your loan.

With bank loans you can often be looking at lengthy approval and loan processing times. They make it clear from the outset you will be operating on their timeframes, not them reacting to your needs. They often request an onerous amount of documentation? They snail mail contracts back to you, taking 2-3 days? They send cheques or deposit funds via internet transfers that take time to clear? Banks were born centuries ago and some still operate like they’re still there!

With an online business loan from BizLoansFast approval letters on loans are issued in 2 hours via email! Once accepted we issue loan contracts in 4 hours! No property or business valuations, no tax returns, no financial records required from you. Once approved your funds are transferred to your account immediately! Our whole process takes 24 hours from start to finish, and our consultants keep you, informed at every moment of the process—we’re here for you—not the other way around!

At BizLoansFast we think we’ve made our loan application the simplest and easiest to complete in the industry. Because we only secure your business loan against real estate you already own and you don’t make any payments on the principal loan amount during the term of the loan, we don’t need multiple statements and records regarding your business. We understand that what you need to focus your time on is your business and not completing lengthy loan applications.

Literally all you need to get a BizLoansFast loan application underway is to either call us on 1300 852 150 or:

 

  • Fill out our 60 second on-line application
  • Send us a rates notice
  • Send us a recent mortgage statement for the property you are nominating as security for the loan
  • Send us the ID of anyone applying for the loan.

In business, speed and efficiency can be everything. Often business owners need to pivot, be nimble and act decisively. Sometimes this means having medium to large amounts of funding at your fingertips to take advantage of a commercial opportunity or avert a cash crisis.

Super-fast service understandably comes at a premium, and at BizLoansFast we recognize you are coming to us for a time effective solution, not just a rate.  We have a variety of loan structures to suit your needs. Whether it be a short term business loan, (also known as a caveat or bridging loan) or a fast second mortgage loan. Our team will react to your application and can pre-approve funding in 2 hours, we can email loan contracts in 4 hours, and have funds in your account RTGS payment instantly. We’ve built our reputation on efficiency and speed of service and will find you a solution to meet your timeframe.

At BizLoansFast our upfront fees are low, and we are transparent in disclosing them. We are not here to waste your time promising you the world as some other lenders do, and then request high fees be transferred to their account before they fund your loan. You should be extremely wary of any lender requesting this, as the costs of processing a loan application just do not warrant it.

Any fees associated with your loan are clearly shown in simple language and you will know exactly what they will be.

BizLoansFast is a founding member of A.S.T.L.A the Australian Short Term Lenders Association and adhere strictly to fee disclosure charters we helped draw up. When borrowing money short term, we advise you only deal with an accredited member of A.S.T.L.A.

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