1st Mortgages

  • Same Day Fast Approval!
  • Loans up to $5,000,000
  • No Credit Checks
  • No Business Financials
  • Bad Credit can be Accepted

BizLoansFast 1st Mortgages

Ask yourself this. “If I needed a large sum of money by tomorrow, how would I get it?”

Thankfully now there is a reputable business finance company that can fund you fast.

At BizLoansFast we are well known for our short-term business loans and fast second mortgages. But did you also know that we offer interest only 1st mortgages as well?

The only criteria we need satisfied, to be able to set up an interest only 1st mortgage and approve funds to you, is that the property you are nominating as security is completely owned by you.

Because you will be taking out a 1st mortgage on a property you own, we do not have to go through a heavy documentation and approval process like we would if the mortgage was being set up on a new property.

One of the major advantages of this being an interest only type loan is that your monthly loan servicing fee, being just the interest, is a lot lower than if you were servicing a traditional interest and principal loan.

All we need to get things moving is for you to fill out our simple and quick 60 second online application or give us a call on 1300 93 83 87. We can then go about trying to get funds from $20,000 to $5,000,000 approved and into your hands within 24 hours.

To be able to provide a loan on this type of structure we do need to establish that the loan is definitely for a business purpose, or a commercial investment opportunity. And we need to establish an exit strategy to finalise the loan at the end of its term, for example a refinancing of the loan, a major cash event in your business, like the paying of outstanding industry invoices, or a sale of the asset.

We realise that being able to provide up to $5,000,000 with 24 hours is not a normal turnaround time for a loan of this amount, so of course there is a premium attached to this speed and level of service. But if you’ve come to BizLoansFast we also realise that you are coming to us for a solution not just a rate, and this solution often needs to happen within an expediated time period.

What we can also assure you is that our pricing is transparent, any fees or charges are upfront and clearly outlined—you’ll get no surprises.

So, whether it’s that your business needs and urgent injection of cash: You’re looking for an advance on refinancing: You are trying to avoid the failure of a business: You are looking to take advantage of a business opportunity: You have a property purchase in recission: You need to pay a bill to the ATO, or indeed any one of a hundred other reasons, this type of loan structure could suit you.

And don’t forget because a BizLoansFast 1st mortgage loan is classed as a business loan, all the interest that you pay, plus any fees and charges are all 100% tax deductible.

And as mentioned, because the loan is secured against property you already own, we don’t need to see any financial records, and current loan arears and bad credit ratings don’t come into our approval process. We even can approve this type of loan to a new or emerging business.

We’ve mentioned we’re fast. But did you know we can get pre-approval of your loan done in 2 hours? We can get loan documents emailed out to you in 4 hours? And once signed we can telegraphically transfer funds into your account, (faster that internet transfer, or cheque) and have them cleared and ready to use in 24 hours?

BizLoansFast is virtually the only business lender who can settle a 1st Mortgage loan in 24 hours. Many others might make this claim, but they don’t have our innovative practices and super-efficient service.

Another key element that makes this sort of timeframe possible is that we are the direct lender, all loan funds come directly from us. We don’t broker your loan to other investors or lenders, so also don’t have to spend time waiting for their say so.

So, if what we’ve outlined here has made you think that a BizLoansFast 1st mortgage might be an effective option for your business, jump on and fill out our 60 second application or give us a call right now.

You’ve got nothing to lose except your business headaches.

Same Day Fast Approval!

  • As long as your loan is for a recognised business purpose or commercial investment, you have sufficient equity in real estate you can nominate as security, and you have an exit strategy to finalise the loan—either selling an asset, refinancing, or a major cash event in your business, BizLoansFast can approve your loan.
  • To get started now, fill out our 60 second online application, send us a recent mortgage statement, and rates notice, and your ID—or simply call us on this is bizloansfast dedicated phone number: 1300 852 150.

Loans up to $5,000,000

  • BizLoansFast are designed to meet the needs of a wide variety of business growth opportunities, emergencies and fund any amount from $20,000 to $5,000,000.
  • Whether it’s a short-term business loan (also known as a caveat or business bridging loan) or a 1st or 2nd mortgage we have you covered.
  • If you’ve been knocked back by traditional lenders, for any number of reasons, contact BizLoansFast and experience a market leading, fresh, innovative approach to funding your business needs.

Frequently Asked Questions

What do you need to consider when looking for a business loan?

The speed with which a loan will be approved, and funds deposited into your account. BizLoansFast can complete this process in 24 hours.

How much documentation will you have to provide and what will be the cost of sourcing it? Paying valuers to conduct costly valuations on your business and having your accountant generate and collate numerous financial statements, cash flow history reports, and asset and liability statements just to apply for a loan is costly and inefficient. All BizLoansFast needs is a rates notice, a recent mortgage statement, your ID, and our 60 second on-line application filled out and we get to work approving your loan.

Traditional bank Loans vs Online business loans

With bank loans you can often be looking at lengthy approval and loan processing times. They make it clear from the outset you will be operating on their timeframes, not them reacting to your needs. They often request an onerous amount of documentation? They snail mail contracts back to you, taking 2-3 days? They send cheques or deposit funds via internet transfers that take time to clear? Banks were born centuries ago and some still operate like they’re still there!

With an online business loan from BizLoansFast approval letters on loans are issued in 2 hours via email! Once accepted we issue loan contracts in 4 hours! No property or business valuations, no tax returns, no financial records required from you. Once approved your funds are transferred to your account immediately! Our whole process takes 24 hours from start to finish, and our consultants keep you, informed at every moment of the process—we’re here for you—not the other way around!

Simplifying the business loan application process

At BizLoansFast we think we’ve made our loan application the simplest and easiest to complete in the industry. Because we only secure your business loan against real estate you already own and you don’t make any payments on the principal loan amount during the term of the loan, we don’t need multiple statements and records regarding your business. We understand that what you need to focus your time on is your business and not completing lengthy loan applications.

Literally all you need to get a BizLoansFast loan application underway is to either call us on 1300 852 150 or:


  • Fill out our 60 second on-line application
  • Send us a rates notice
  • Send us a recent mortgage statement for the property you are nominating as security for the loan
  • Send us the ID of anyone applying for the loan.
Fast business options to meet quick business needs

In business, speed and efficiency can be everything. Often business owners need to pivot, be nimble and act decisively. Sometimes this means having medium to large amounts of funding at your fingertips to take advantage of a commercial opportunity or avert a cash crisis.

Super-fast service understandably comes at a premium, and at BizLoansFast we recognize you are coming to us for a time effective solution, not just a rate.  We have a variety of loan structures to suit your needs. Whether it be a short term business loan, (also known as a caveat or bridging loan) or a fast second mortgage loan. Our team will react to your application and can pre-approve funding in 2 hours, we can email loan contracts in 4 hours, and have funds in your account RTGS payment instantly. We’ve built our reputation on efficiency and speed of service and will find you a solution to meet your timeframe.

Hide and seek with hidden fees

At BizLoansFast our upfront fees are low, and we are transparent in disclosing them. We are not here to waste your time promising you the world as some other lenders do, and then request high fees be transferred to their account before they fund your loan. You should be extremely wary of any lender requesting this, as the costs of processing a loan application just do not warrant it.

Any fees associated with your loan are clearly shown in simple language and you will know exactly what they will be.

BizLoansFast is a founding member of A.S.T.L.A the Australian Short Term Lenders Association and adhere strictly to fee disclosure charters we helped draw up. When borrowing money short term, we advise you only deal with an accredited member of A.S.T.L.A.


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