Compare business lenders in Australia
Online cash-flow lenders, private lenders and us — what each one does and when it's the right call.
Two very different ways to borrow fast
Most fast business finance in Australia comes from two kinds of lender. Online cash-flow lenders lend on your turnover and bank statements, usually unsecured, with daily, weekly or fortnightly repayments and loan sizes linked to revenue. Private lenders lend against property, size the loan to the equity and the exit, and are often used for larger amounts, bad credit, tax debt and settlements that can't wait.
BizLoansFast is a private lender: $20,000 to $5,000,000 secured by residential or commercial property, same-day approval when the deal is clear, no valuation needed, and interest that can be prepaid or added to the loan so there are no daily repayments eating your cash flow. A lot of our borrowers come to us to replace two or three unsecured loans with one property-secured loan.
These comparisons use each lender's own published details and say plainly when the other option is the better fit. Want to see what we'd offer instead? Send a 60-second enquiry — no credit check to enquire.
Names are trademarks of their owners. BizLoansFast is not affiliated with any lender named on these pages.
Lender comparisons
Every cash-flow lender and private lender we could verify, side by side.
Cash flow lenders
Cash flow lenders in Australia compared: 22 online and unsecured business lenders, what each offers per its own website, and when property security fits.
Compare →Private lenders
Private lenders in Australia compared: 18 private business, caveat and second mortgage lenders, what each says it offers, and the checks to run first.
Compare →Alternatives to online cash-flow lenders
When a property-secured fast loan fits better than an unsecured loan sized to your turnover — and when it doesn't.
Prospa alternative
Weighing up a Prospa alternative? See how its line of credit and term loans sit beside a fast property-secured business loan from $20,000 to $5m.
Compare →Bizcap alternative
Comparing Bizcap alternatives? See how its fast, secured and bridging loans line up with a property-secured loan from $20,000 to $5m, no valuation needed.
Compare →OnDeck alternative
Need an OnDeck alternative? Compare its 6 to 24 month term loans with a fast property-secured loan repaid in one hit from a sale, refinance or payment.
Compare →Shift alternative
Looking for a Shift business loans alternative? See how Shift's trade account and term loan compare with a property-secured loan from $20,000 to $5m.
Compare →Moula alternative
Weighing up a Moula alternative? See what Moula offers per its website, and when a fast property-secured loan from $20,000 to $5m is the better fit.
Compare →Lumi alternative
Looking for a Lumi business loans alternative? Compare Lumi's line of credit and term loan with a fast property-secured loan of $20,000 to $5m.
Compare →Capify alternative
Need a Capify alternative? Compare Capify's secured and unsecured loans, as stated on its website, with a fast property-secured loan of $20,000 to $5m.
Compare →BizFund alternative
Exploring a BizFund alternative? See what BizFund offers per its website and how a property-secured loan to $5m gets from approval to funds in 24 hours.
Compare →Lendmigo alternative
Weighing up a Lendmigo alternative? See its stated loan range and repayments next to a property-secured business loan from $20,000 to $5m, no valuation.
Compare →Banjo alternative
Banjo loans alternative for property owners: compare Banjo's stated $20k to $2m range with a fast business loan secured on real estate up to $5m.
Compare →Alternatives to other private lenders
How our fast secured loans compare with other private lenders.
Strive Financial alternative
Strive Financial alternative: how its stated private lending compares with ours on loan size, terms, who can borrow and valuations, plus how to weigh offers.
Compare →Secured Lending alternative
A Secured Lending alternative for smaller deals: compare its stated $250,000 to $10m private loans with our property-backed loans from $20,000, no valuation.
Compare →Need the money this week?
Tell us the amount, the property and how it gets repaid. A real person reads it and you get a straight answer today — with no credit check to enquire.
Start your 60-second enquiry or call 1300 852 150