Asset financing

  • Same Day Fast Approval!
  • Loans up to $5,000,000
  • No Credit Checks
  • No Business Financials
  • Bad Credit can be Accepted

Asset financing

Put quite simply, in business terminology, an asset is any item a business needs in order to either, operate effectively, or grow. And asset financing is the process of sourcing funds to purchase or lease these assets.

Here at BizLoansFast we understand that the need to acquire assets can be born out of many different scenarios and we have various loan structures in place to help.

If you need funding from between $20,000 to $5,000,000 we can often get those essential funds into your account, cleared and able to be utilized within 24 hours.

Think about a couple of pressure scenarios and how you would be placed to react with your current funding access.

Your business is victim of a cyber ransomware attack? Overnight thousands of client’s personal details and financial interactions may be compromised. The attackers are demanding many thousands of dollars, which obviously you don’t want to pay, but it’s hard to know how real the threat is?

You get advice from a reputable IT security company, who assures you that: with new hardware, a system upgrade, more impregnable software, and higher online security measures, you will be immune from cyber-attack now, and in the future?  That approach makes a lot more sense than paying cyber attackers. But if the suggestions are to be implemented, time is definitely of the essence. Or you could potentially have to shut your business down. You need funds for equipment, IT installers, and your staff will need to be trained on the new systems. Who would you turn to? Banks and traditional lenders will probably not be able to react and process a loan fast enough to protect your business.

Or possibly a business who has been your main competitor has decided to cease operations. All of their equipment and stock will be available for sale in the next couple of weeks? The owner knows you and of course the call comes. You can take everything lock stock and barrel, double your production overnight and almost dominate your local market, and all at a great price for what you’ll be getting. But you need $250,000 to close the deal?

At BizLoansFast we deal with these types of funding emergencies, and many like them, every day of the week; and we know with our processes we can react and help you in record time.

As long as you hold sufficient equity in real estate that we can secure a loan against, and the loan is for a definite business, or commercial investment purpose, and you have a planned exit strategy to finalise the loan at the end of its term, we will be able to approve a loan for you.

BizLoansFast can provide small business funding in the form of a short-term business loan, (sometimes also known as a caveat or business bridging loan). Or we can offer a fast second mortgage loan. Both these structures have different conditions, but our helpful loan consultants can easily work out with either you or your broker, the structure that suits your needs best.

One thing you’ll find refreshing about our approach is that we have extremely clear and upfront pricing. We realise that clients are often coming to us at the eleventh hour—when they need action. We’re not going to try and lure you in with a cheap rate, because in short-term lending situations, the interest rate is always only part of the solution. Our pricing is transparent and so are upfront fees, which we keep to an absolute minimum. Speed and efficiency do of course come at a premium, and we are here to offer you a timely solution, not mess you about with cheap, phony rates and hidden fees like some lenders do.

Speed, honesty and transparency—that’s what we’ve found our clients value most—and that’s what BizLoansFast is all about.

Added to this we are a privately owned and funded company. Which means that every dollar we lend comes directly from us. We do not have to approach other lenders and broker loans on your behalf. Every decision rests with our in-house team and that is another reason why we can get loans approved and paid in such a timely manner.

If you need to purchase new assets for your business, we’d love you to experience the legendary BizLoansFast loan services that we’ve been offering Australian and New Zealand clients since 2004.

Call us today on 1300 852 150 to get started, or fill out our 60 second online application form.

Same Day Fast Approval!

  • As long as your loan is for a recognised business purpose or commercial investment, you have sufficient equity in real estate you can nominate as security, and you have an exit strategy to finalise the loan—either selling an asset, refinancing, or a major cash event in your business, BizLoansFast can approve your loan.
  • To get started now, fill out our 60 second online application, send us a recent mortgage statement, and rates notice, and your ID—or simply call us on 1300 852 150.

Loans up to $5,000,000

  • BizLoansFast are designed to meet the needs of a wide variety of business growth opportunities, emergencies and fund any amount from $20,000 to $5,000,000.
  • Whether it’s a short-term business loan (also known as a caveat or business bridging loan) or a 1st or 2nd mortgage we have you covered.
  • If you’ve been knocked back by traditional lenders, for any number of reasons, contact BizLoansFast and experience a market leading, fresh, innovative approach to funding your business needs.

Frequently Asked Questions

The speed with which a loan will be approved, and funds deposited into your account. BizLoansFast can complete this process in 24 hours.

How much documentation will you have to provide and what will be the cost of sourcing it? Paying valuers to conduct costly valuations on your business and having your accountant generate and collate numerous financial statements, cash flow history reports, and asset and liability statements just to apply for a loan is costly and inefficient. All BizLoansFast needs is a rates notice, a recent mortgage statement, your ID, and our 60 second on-line application filled out and we get to work approving your loan.

With bank loans you can often be looking at lengthy approval and loan processing times. They make it clear from the outset you will be operating on their timeframes, not them reacting to your needs. They often request an onerous amount of documentation? They snail mail contracts back to you, taking 2-3 days? They send cheques or deposit funds via internet transfers that take time to clear? Banks were born centuries ago and some still operate like they’re still there!

With an online business loan from BizLoansFast approval letters on loans are issued in 2 hours via email! Once accepted we issue loan contracts in 4 hours! No property or business valuations, no tax returns, no financial records required from you. Once approved your funds are transferred to your account immediately! Our whole process takes 24 hours from start to finish, and our consultants keep you, informed at every moment of the process—we’re here for you—not the other way around!

At BizLoansFast we think we’ve made our loan application the simplest and easiest to complete in the industry. Because we only secure your business loan against real estate you already own and you don’t make any payments on the principal loan amount during the term of the loan, we don’t need multiple statements and records regarding your business. We understand that what you need to focus your time on is your business and not completing lengthy loan applications.

Literally all you need to get a BizLoansFast loan application underway is to either call us on 1300 852 150 or:

 

  • Fill out our 60 second on-line application
  • Send us a rates notice
  • Send us a recent mortgage statement for the property you are nominating as security for the loan
  • Send us the ID of anyone applying for the loan.

In business, speed and efficiency can be everything. Often business owners need to pivot, be nimble and act decisively. Sometimes this means having medium to large amounts of funding at your fingertips to take advantage of a commercial opportunity or avert a cash crisis.

Super-fast service understandably comes at a premium, and at BizLoansFast we recognize you are coming to us for a time effective solution, not just a rate.  We have a variety of loan structures to suit your needs. Whether it be a short term business loan, (also known as a caveat or bridging loan) or a fast second mortgage loan. Our team will react to your application and can pre-approve funding in 2 hours, we can email loan contracts in 4 hours, and have funds in your account RTGS payment instantly. We’ve built our reputation on efficiency and speed of service and will find you a solution to meet your timeframe.

At BizLoansFast our upfront fees are low, and we are transparent in disclosing them. We are not here to waste your time promising you the world as some other lenders do, and then request high fees be transferred to their account before they fund your loan. You should be extremely wary of any lender requesting this, as the costs of processing a loan application just do not warrant it.

Any fees associated with your loan are clearly shown in simple language and you will know exactly what they will be.

BizLoansFast is a founding member of A.S.T.L.A the Australian Short Term Lenders Association and adhere strictly to fee disclosure charters we helped draw up. When borrowing money short term, we advise you only deal with an accredited member of A.S.T.L.A.

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